RV Financing Made Easy
Our expert team is here to guide you through every step, making it easy to turn your camping dreams into reality.
No-Stress RV Financing
We’ve made our financing process as simple as possible to get you camping faster.
Get Pre-Approved Online
Enjoy the ease of getting approved right from your home!
Low/No Credit? No Worries
You might have a bruised credit score or declared bankruptcy. If so, you may have been denied a bank loan. We can help in this kind of situation. We work with more than a dozen banks to secure the RV financing you need.
Pick Your Payment
Once you’ve been approved (either by a bank or Go RV) we work with you to choose a payment that fits both your lifestyle and your budget.
Benefits of
Our Financing
Whatever your situation, our team has the tools to get you approved.
In-House Financing
Now that you’ve decided on an RV, get pre-approved online without visiting a dealership. Enjoy the ease of getting approved right from your home!
Our Finance Partners
We work with more than a dozen banks to secure the RV financing you need. But even if they deny you, Go RV can still finance you with our own money.
Bad Credit RV Loans
Have a bruised credit score, been denied a bank loan, or declared bankruptcy? Our solutions cover all credit situations. Our financing specialists can help you secure an affordable solution that fits your budget.
High rate on an existing loan
If you have an existing loan and believe you’re paying too much, we can assist. Our parent company, Go Auto, can buy out your remaining debt and provide you with a better finance rate and lower payment.
Learn More About RV Financing
Purchasing an RV is an exciting venture, and understanding the financing process can help make your dream a reality.
What do I need to
get approved?
Employment & income
Typically, you need to have been in your current job for three months or longer, and make a minimum of $1,800/month. Other forms of income, including certain types of government assistance, might also be accepted.
Down payment
Having a down payment can certainly help, but it's not mandatory.
Driver’s license
Please bring your valid driver’s license to your appointment. Also, you need to be of legal age in the province you live in.
Current address
To complete your loan documents, we need your current address, including your monthly rent or mortgage payment.
Bank account
Lenders prefer to automatically withdraw the monthly payment from your bank account. The easiest way to arrange this is to provide a void cheque or a stamped pre-authorized payment form.
Contact Details
You'll be asked for your full name, date of birth, phone number, and email address to apply for a RV loan.
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Paying Off Your Go RV Loan
Paying Off Your Loan Early
Most financial institutions allow early loan repayment after a specific period, usually six months. If you're interested in this option, you can contact your bank or us for more information.
Changes to Payments
Lump-sum payments or increased regular payments are often allowed by most lenders. To find out about these options, you can contact us or your lender.
Extending a Loan Term
Once your loan is set up, most lenders won't extend the financial agreement. If you need an extension, you should reach out to the finance specialists at your Go RV location or your lender to see if it's a possibility.
RV Loan Insurance
While car insurance is common knowledge, many people don't know that they can also insure their RV loan. If you were to lose your job or fall ill, loan insurance could cover your regular payments. Ask us at Go RV about this type of insurance.
Affordable financing
If you're on a low income, don't worry! If you're earning $1,800 a month or more, you could be eligible for a loan.
Switching a Loan to Another RV
If you want to change RVs but still have an existing RV loan, we can help. We'll assist you in selecting your next RV, paying off what you owe, and transferring any outstanding balance to your new agreement.