Understanding RV Financing

Purchasing an RV is an exciting venture, and understanding the financing process can help make your dream a reality. We strive to offer transparent and straightforward financing options tailored to your needs.

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RV Loans:

RV loans are structured similarly to home mortgages, regardless of whether you have a travel trailer, 5th wheel, toy hauler, camper, or motorhome. These loans can be amortized over periods ranging from 10 to 20 years. The term for calculating payments is generally set at 24 months for RVs but depending on your financial situation may

Financing Rates:

The APR for your RV loan at Go RV varies depending on several factors, including the amount financed, the RV's model year, and your credit rating. RV Financing will have rates at approximately 8.99% depending on:

  • RV purchase price
  • The length of your term
  • Your credit score

Our expert financing team will be able to match you up with the best rate from a variety of lenders.

Refinancing

Typically, RV loans come with a 5-year term and a 10–20-year amortization. If you haven't paid off the loan within the initial 5 years, you will need to refinance. After this initial term, you're not required to refinance with the same lender. Go RVs finance team can assist you with the refinancing process and get you the best rate.

Reach out to our finance team for more details or get started by filling out our online pre-approval form!